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What is loud budgeting? The idea with loud budgeting is to simply empower more people to be comfortable with speaking up about the financial goals that are most top of mind right now. Compare offers to find the best savings accountDoes loud budgeting work? Regardless, loud budgeting can help you mentally reframe a missed opportunity into a positive action you're taking to meet a long-term goal. Meet our expertsAt CNBC Select, we work with experts who have specialized knowledge and authority based on relevant training and/or experience.

Persons: begrudgingly, Elizabeth Schwab, Schwab Organizations: CNBC, Behavioral Economics, The Chicago School, Google, Android, CNBC Select's, Facebook, Twitter

☆ Minority Children in US Get Poorer Healthcare, Analysis Finds
▼ + stars: | 2024-01-17 | by ( Jan. | At P.M. | ) www.usnews.com time to read: +2 min

By Nancy Lapid(Reuters) - The quality of healthcare for minority children in the United States is universally worse than it is for white children, even after accounting for insurance coverage, an analysis of dozens of recent studies found. The pattern was similar across all medical specialties, including newborn care, emergency medicine, primary care, surgery, hospital care, endocrinology, mental health care, care for developmental disabilities, and palliative care, researchers said. Even after adjusting for type of health insurance, family socioeconomic position, and other health conditions, the disparities were clear. “Across multiple healthcare specialties, non-white children receive poorer care relative to white children," study coauthor Dr. Monique Jindal of the University of Illinois Chicago School of Medicine said in an email. “The impacts of housing, employment, health insurance, the criminal justice system, and immigration are impossible to disentangle and are cumulatively responsible” for the poorer care for minority children, she said.

Persons: Nancy Lapid, Monique Jindal, ”, Jindal, Bill Berkrot Organizations: University of Illinois Chicago School of Medicine, Adolescent Locations: United States

SPRINGFIELD, Ill. (AP) — Illinois Gov. The state’s 25-year-old Gift Ban Act prohibits public employees such as Pritzker from accepting presents, with broad exceptions. Therefore, the high-priced hooch delivered compliments of the Japanese embassy and three bottles of tequila valued at $450 have remained untapped. Together, they comprise 4 1/2 years of gratuities totaling 561 gifts valued at $16,890.14, according to a log provided to The Associated Press in response to a public records request. Jim Edgar, the Gift Ban Act was the first major ethics reform in Illinois since post-Watergate campaign-finance disclosure laws.

Persons: J.B . Pritzker, Pritzker, hooch, ” Pritzker, “, Jordan Abudayyeh, John Bel Edwards, Sen, Paul Simon, Barack Obama, Jim Edgar, “ It’s, ”, David Melton, Tiffany Kuhl, Shimon Peres, Sidney Blumenthal, Bill Clinton, Abraham Lincoln, Ralph Nader, Mark Green, Donald Trump’s, Jody Coss, ” Coss, Mike’s, Jennifer Farrar Organizations: Ill, —, Democratic, Associated Press, Louisiana Gov, Hotel, Forbes, Republican Gov, Illinois, National Bobblehead Hall of Fame, Museum, Loyola University, Stephenson County Democratic Party, Associated Locations: SPRINGFIELD, — Illinois, Springfield, Chicago, Louisiana, Mardi Gras, U.S, Illinois, Swiss, Milwaukee, Victoria ”, Freeport, Stephenson County, Rockford, New York

☆ Griffin of Citadel hedge fund lays out roadmap to future philanthropic giving
▼ + stars: | 2023-09-13 | by ( Svea Herbst-Bayliss | ) www.reuters.com time to read: +2 min

Companies Citadel Income Fund FollowNEW YORK, Sept 13 (Reuters) - Ken Griffin, the world's most successful hedge fund manager in terms of earnings, has already donated more than $2 billion to charity during his lifetime and on Wednesday laid out a roadmap for his future philanthropic giving to find faster solutions to the world's biggest problems. Griffin, who laid the foundations for Citadel in his Harvard dormitory, launched Griffin Catalyst (GriffinCatalyst.org), a platform that illustrates how he thinks about giving and showcases his partner organizations and how they have put his money to work. Already a big donor to schools and universities, Griffin said his giving will focus on six areas: Education, Science & Medicine, Upward Mobility, Freedom & Democracy, Enterprise & Innovation and Communities. Earlier this year Griffin donated $300 million to his alma mater. Early in his career, Griffin also donated time tutoring Chicago children in math.

Persons: Ken Griffin, Griffin, Griffin Catalyst, Svea Herbst, Bayliss, David Gregorio Our Organizations: Citadel, Harvard, Griffin Catalyst, Science & Medicine, Upward Mobility, & Democracy, Enterprise, Innovation, Forbes, U.S . State Department, U.S . Food, Drug Administration, Chicago, Svea, Thomson Locations: Chicago, United States, Wuhan, China

☆ It’s official: Silicon Valley’s entire business model is a scam
▼ + stars: | 2023-07-18 | by ( Adam Rogers | ) www.businessinsider.com time to read: +13 min

The problem is, conservative economists at the University of Chicago have spent the past 50 years insisting that under capitalism, predatory pricing is not a thing. Predatory companies could never recoup their losses, which meant predatory behaviors are irrational. Lots of economists have come up with solid counter-counterarguments to the Chicago School's skepticism about predatory pricing. A company that engages in predatory pricing and its late-stage investors might not recoup, but the venture investors do. "If people in Silicon Valley start thinking about this as a predatory pricing scam, then I think the late-stage investors will start asking questions."

Persons: Matt Wansley, Wansley, we're, Uber, Cardozo, Sam Weinstein, gobs, you've, —, Brooke, Spencer Waller, Matsushita, Weinstein —, Justice Department —, it's, Weinstein, Matt, that's, Will Uber, Waller, David, Maurer, they've, Adam Rogers Organizations: Lyft, Big Tech, Cardozo School of Law, Justice Department, University of Chicago, Chicago School, Supreme, Matsushita Electric Industry Co, Zenith Radio Corp, Brooke Group, Brown & Williamson Tobacco Corp, United, Loyola's School of Law, Venture, Matsushita, VCs, Chicago, Loyola, pharma, aha, Wansley Locations: United States, Chicago, Silicon Valley, Silicon

Trump has said he would stay in the race if he is indicted. Trump, meanwhile, is making a forward-looking pitch to voters, NBC News’ Allan Smith and Jonathan Allen report. And the Washington Post reports Friday that prosecutors investigating the Jan. 6 Capitol riot have obtained a report commissioned by Trump’s campaign that undercut his falsehoods about the election. Santos mulls re-election: New York GOP Rep. George Santos told the Associated Press he is a “maybe” on running for re-election. Sparks fly in the Windy city: Sen. Bernie Sanders, I-Vt., endorsed Cook County Commissioner Brandon Johnson in Chicago’s mayoral race on Thursday.

☆ Lori Lightfoot's campaign investigated for trying to recruit Chicago public school students to help her win
▼ + stars: | 2023-01-12 | by ( Natasha Korecki | Natasha Korecki Is A Senior National Political Reporter For Nbc News. | ) www.nbcnews.com time to read: +3 min

CHICAGO — An explosive revelation is shaking up an already competitive mayor’s race here after incumbent Lori Lightfoot’s campaign sent an email to Chicago public school teachers — in a system she oversees — asking them to recruit students to volunteer on her campaign for school credit. Now, the Chicago Public Schools inspector general is investigating the matter, critics are calling for more extensive inquiries and her opponents are piling on. “CPS OIG has opened an investigation into this matter and we are currently gathering information to determine which, if any, policies have been violated,” the Chicago Public Schools Office of Inspector General confirmed to NBC News Thursday. The probe comes after a deputy campaign manager sent an email to public school teachers — over government email — asking them to recruit students to volunteer for Lightfoot’s campaign in an “externship program” where students could earn class credit. As mayor, Lightfoot directly oversees Chicago schools, appointing the superintendent and members of the board of education.

☆ I'm a Chicago school teacher making hundreds per week doing nails as a side hustle
▼ + stars: | 2022-11-20 | by ( Rasha Aly | ) www.businessinsider.com time to read: +5 min

I'm a Chicago public-school teacher, focusing on middle-school special education. My side hustle is working as a nail technician, and I'm certified to teach cosmetology. I want to get out of working in the classroom, but I'm not sure of my next move. I'm a teacher at Chicago's John W. Cooke Elementary, a public school on the city's South Side. I've also partnered with someone and become certified to teach cosmetology in Illinois.

☆ Haunted houses and scary movies may actually help reduce stress, lower anxiety. Here's how to have the best experience this Halloween
▼ + stars: | 2022-10-30 | by ( Renée Onque | ) www.cnbc.com time to read: 1 min

The fear you overcome from walking through haunted houses and watching classic Michael Myers movies this Halloween could help to lower your stress levels overall. When done right, a horror movie marathon can even alleviate some of the anxiety you experience on a daily basis, according to Michelle Cutler, an associate professor of clinical psychology at The Chicago School of Professional Psychology. "There's actually a neurobiological response that comes when we do something that's scary, especially if it's done in a community with other people and if we're able to get through it," Cutler says. "We get a rush of adrenaline, endorphins and dopamine, and that actually translates into feelings of euphoria and satisfaction or even empowerment once that fear subsides." To trigger this response, you'll need to be intentional and set up your environment for the best experience.

☆ Obama says he 'used to get into trouble' for being 'too professorial' while discussing policy matters as president: 'That's not how people think about these issues'
▼ + stars: | 2022-10-15 | by ( John L. Dorman | ) www.businessinsider.com time to read: +3 min

Obama said he sometimes got into "trouble" for being "too professorial" while in the White House. The ex-president said on "Pod Save America" he was sometimes wordy when discussing policy matters. "That's not how people think about these issues," he said during a newly-released podcast episode. And that's not how people think about these issues," Obama told hosts Jon Favreau, Dan Pfeiffer, Jon Lovett, and Tommy Vietor — all former staffers in his administration. He went on to win the 2008 election — becoming the first Black president in the country's history — and was reelected in 2012.

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